Hello there! I’m Rosenberg Morse, and today we’re going to talk about identity theft and how you can avoid becoming a victim. Most people have at least heard of identity theft, but like many things in life, you may not think it can happen to you. Well, it can happen to you; it can happen to anyone!
It happened to a friend of mine, who found out while in the process of dealing with a workers compensation case with a Durham workers compensation lawyer.
Are you doing enough to protect your identity? Probably not. There are a few things you can do that make it much less likely that your identity will be stolen. Read through some tips I have for you on keeping your information to yourself so that you don’t become the next victim of identity theft.
What You Can Do to Protect Yourself
Identity theft is when someone steals your personal identification in an attempt to commit fraudulent acts. They want your information, such as social security number, name, address, and birth date, because this is the information often requested when applying for credit, jobs, or receiving medical treatment. Sometimes they will even commit criminal acts in your name!
When someone steals your identity, they use your information to gain access to the things they want. That means you need to protect this information carefully.
First, you need to ensure that you dispose of documents containing this information thoroughly. That means shredding anything that has your name, address, birth date, and social security number on it. I would take that a step further and say you should shred anything with your name, address, and account numbers on it as well.
Next, you need to be careful to protect your accounts online. Ensure that you are creating passwords that are difficult for hackers to break. Once they have access to your information, they will use it against you.
Finally, you should be monitoring your credit on a regular basis. You should be checking your credit report (with all three bureaus) at least once a year to catch any discrepancies before they cause lasting damage to your credit and identity. You may also want to consider paying for a credit monitoring service.
Have You Been a Victim of Identity Theft?
Many people were victimized in a cyber security attack on Equifax two years ago. Their identities and credit information were stolen.
If you’ve already been victimized, you should take action immediately to restore your credit. You will need to work closely with the three major credit bureaus to see that your credit reports are repaired. You might need to acquire identity theft protection services and credit monitoring to see that this doesn’t happen to you again.