It’s bad enough that you were involved in a motor vehicle accident, but when you rely on your car to earn a living, you are likely even more concerned with what’s going to happen next.
Fortunately, you may be entitled to workers compensation benefits since you were injured while on-the-job. Continue reading to learn more about how you’ll qualify for workers comp in Iowa and what these benefits will consist of when your claim is approved.
When You Can Obtain Workers Comp Benefits
Under Iowa law, almost every employer is required to provide their employees with workers compensation protection through their insurance company. That way, if you do suffer an injury at work, you’ll be able to still support yourself and your family while you focus on your recovery.
As long as your injuries were caused by your work environment, in this case, being hurt in a car accident when you drive for a living, you should qualify for workers comp benefits. You may not be eligible for workers comp if you were committing a crime at the time of your injury, or if you were in violation of your company’s code of conduct.
Your attorney will need to examine the details of your case to determine whether or not you will be eligible for workers compensation benefits.
What You’ll Receive if Your Claim is Approved
First and foremost, you can expect the insurance company to cover all medical expenses you accrue as a result of your injuries. In this way, you’ll be able to avoid tens of thousands of dollars in medical bills that could’ve put you in serious debt.
You will also begin collecting disability benefits each week. It’s difficult to say how much you’ll receive, as it varies on a case by case basis. Generally speaking, depending on how serious your injuries were, you will collect anywhere between 66% and 80% of your average weekly earnings while you are out of work, or until you reach the maximum weeks allowable under Iowa law.
In the event that you are the surviving spouse or dependant child of someone who drove for a living, and this individual passed away as a result of their injuries, you could be entitled to death benefits that amount to 80% of the decedent’s average weekly salary.
As can be seen, the workers compensation benefits can be very helpful in staying afloat while you are unable to continue working after your work-related auto accident.
Consult With an Iowa Workers Comp Lawyer
If you’re interested in obtaining the workman’s compensation benefits you deserve for your auto accident at work in Iowa, but aren’t sure how to file a claim, or if you’ve file a workers comp claim but your claim has been denied, get help from a knowledgeable Iowa workers compensation lawyer as soon as possible.