Can an Injury Settlement Cover Mental Health Treatment Costs?

Can an Injury Settlement Cover Mental Health Treatment Costs?

Hello there! Rosenberg Morse is back, and today I am discussing whether a personal injury settlement can cover the mental health treatment you’ve been paying for, which was brought about because of a personal injury you didn’t cause. 

A Denver injury attorney was kind enough to share some information with me about which damages you can include in your injury claim.

I hope that by sharing this information with you, it will help you to get the most out of your personal injury claim. 

What Are “Damages?”

You have probably heard the term “damages,” but you might not understand what it means. Damages are the losses an injury victim faced due to an accident or event they were hurt in. When someone caused your injury, they can be ordered to pay you “damages” or compensation for your injury.

There are two main ways you can be compensated for damages. One, you can file a personal injury claim with the negligent person’s insurance company. The insurer can then offer you a settlement to account for the losses you’ve faced. Two, you can be awarded financial compensation in a lawsuit if you take your case to court.

The goal of any settlement is to compensate the injured victim, also known as YOU, for the negative effects of your accident. You can be compensated for physical pain, lost wages, medical care costs, and lost quality of life. Mental trauma, and the costs associated with treating your trauma, should certainly qualify as negative effects of an accident.

If you experienced mental trauma related to your injury, and you paid for mental health services because of that trauma, you absolutely could include those damages in your injury claim.

How to Add Mental Health Treatment Costs to a Claim

Any out-of-pocket expenses you paid to a mental health provider can be listed in your claim. You should gather proof of those expenses. You will provide the negligent person’s insurance company with this evidence so that they will not challenge you on your right to compensation for these costs.

Have You Been Victimized? Find Information that Can Help Here

Mental trauma and the costs associated with treatment are damages. You are entitled to compensation if you were injured because of another person’s negligence. Don’t forget to include these damages in your injury claim because you deserve total and fair compensation for any losses you experienced due to an accident you didn’t cause.

I’m Rosenberg Morse, and I believe that victims deserve support and assistance during a difficult time in their lives. 

Andrew Castro

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