Archive June 28, 2019

How to Combat Identity Theft

Hello there! I’m Rosenberg Morse, and today we’re going to talk about identity theft and how you can avoid becoming a victim. Most people have at least heard of identity theft, but like many things in life, you may not think it can happen to you. Well, it can happen to you; it can happen to anyone! 

It happened to a friend of mine, who found out while in the process of dealing with a workers compensation case with a Durham workers compensation lawyer

Are you doing enough to protect your identity? Probably not. There are a few things you can do that make it much less likely that your identity will be stolen. Read through some tips I have for you on keeping your information to yourself so that you don’t become the next victim of identity theft. 

What You Can Do to Protect Yourself

Identity theft is when someone steals your personal identification in an attempt to commit fraudulent acts. They want your information, such as social security number, name, address, and birth date, because this is the information often requested when applying for credit, jobs, or receiving medical treatment. Sometimes they will even commit criminal acts in your name!

When someone steals your identity, they use your information to gain access to the things they want. That means you need to protect this information carefully.

First, you need to ensure that you dispose of documents containing this information thoroughly. That means shredding anything that has your name, address, birth date, and social security number on it. I would take that a step further and say you should shred anything with your name, address, and account numbers on it as well.

Next, you need to be careful to protect your accounts online. Ensure that you are creating passwords that are difficult for hackers to break. Once they have access to your information, they will use it against you.

Finally, you should be monitoring your credit on a regular basis. You should be checking your credit report (with all three bureaus) at least once a year to catch any discrepancies before they cause lasting damage to your credit and identity. You may also want to consider paying for a credit monitoring service.

Have You Been a Victim of Identity Theft?

Many people were victimized in a cyber security attack on Equifax two years ago. Their identities and credit information were stolen. 

If you’ve already been victimized, you should take action immediately to restore your credit. You will need to work closely with the three major credit bureaus to see that your credit reports are repaired. You might need to acquire identity theft protection services and credit monitoring to see that this doesn’t happen to you again. 

How to Obtain a Police or Traffic Report

Hello again! I’m Rosenberg Morse, and I’m here with you today to help you get the information you need to resolve your legal issues. I’m dedicated to helping the victims of crimes or injuries learn what they need to know to obtain justice for what has happened to them.

If you’ve been injured in an accident, an important piece of evidence used in proving your case is a police or accident report. Depending on what type of accident you were injured in, you might need one or the other, or both. I was talking to a Spokane injury lawyer who reported that many accident and injury victims don’t know how to go about obtaining the legal documents they need to win their insurance claims.

A lawyer can, of course, help you to find and secure the documents you need, but there are likely situations where you will need to do this on your own. For that reason, I’ve put together the general steps so you can know where to start.

Obtaining a Police or Accident Report Where You Live

Every state is a little different with regard to how you obtain traffic or police reports. Here are a few things you need to figure out before you can begin the process:

  1. You need to know where the accident occurred, who was involved, and which police agency helped with your accident. If it was an auto wreck you were injured in, you will likely be looking to obtain a traffic/crash report. If you were injured in a different type of accident, or your injury was brought about by criminal behavior, you may be after a police report.
  2. Figuring out which agency responded to your accident is important because many agencies maintain their own records.
  3. Once you have all the needed information, you can call the agency and request the report. Some agencies allow you to request a report online, in-person, by fax, or by mail. Check with the agency to find out the best way to obtain your report. In some situations, you may have to pay a small fee for the report.

Why do you need a report? Because you will need it to prove an injury claim. Even if you are filing an insurance claim with your own insurance company, they will likely request this documentation.

Rosenberg Morse is Here to Help You Find What You Need

I hope this information was helpful for you and you are able to obtain the police report or accident report you need.

Remember, as a victim, you have rights. I, Rosenberg Morse, believe in decreasing the negative aftereffects of an accident that a victim faces. When you’re able to find the resources you need, the aftermath of an accident can be easier to deal with.